RBI Recruitment 2026

YP0626DOS01 – Cyber Security & IT Risk :
Department of Supervision (DoS), Mumbai.
Essential Qualification :
Postgraduate degree in ;
Cyber Security / Information Security / Computer Science / IT / Data Science / AI or related fields.
Desirable Qualifications ;
CISSP / CISM / CEH / ISO 27001 Lead Auditor.
AWS / Azure Security certifications.
Research publications in cybersecurity or policy.
Desirable Experience ;
Cybersecurity / IT risk management.
Fintech / digital banking / cloud security.
Work with banks, regulators, CERTs, tech firms.
Job Profile ;
Cyber risk assessment in financial sector.
Drafting cybersecurity frameworks.
Monitoring cyber threats & incidents.
Digital resilience policy development.
Support AI/cloud governance initiatives.

YP0626DOS02 – Policy Analytics (DoS) :
Essential Qualification ;
B.E / B.Tech / M.E / M.Tech (CS/IT) OR
Master’s in Statistics / Data Science.
Desirable Skills ;
Excel (Power Query / Power Pivot / VBA).
Power BI (DAX, dashboards).
Python (Pandas, NumPy, ETL).
Statistical modelling & forecasting.
MIS automation.
Job Profile ;
Supervisory data analysis.
Dashboard & report development.
Automation of MIS reporting.
Policy briefs & analytical notes.
Support RTI / legal data analysis.

YP0626DOR01 – Climate Risk & Sustainable Finance :
Essential Qualification
Master’s in ;
Climate Science / Environment / Economics / Finance / Public Policy / Data Science / related fields.
Desirable Certifications ;
FRM (GARP).
SCR (GARP).
ESG certifications.
Desirable Skills.
ESG frameworks.
Climate risk modelling.
Python / R / SQL / Excel.
Job Profile ;
Climate risk research.
ESG policy formulation.
Climate stress testing.
Sustainable finance analysis.
Reports & stakeholder engagement.

YP0626DOR02 – Credit Risk & Regulatory Policy :
Essential Qualification ;
Master’s in ;
Economics / Finance / Statistics / Mathematics / Data Science / Financial Engineering.
Desirable Qualification ;
PhD in Economics / Finance / Statistics.
Research publications.
Desirable Experience.
Credit risk modelling.
IFRS 9 / ECL frameworks.
BCBS / FSB regulatory standards.
Python & large dataset analysis.
Job Profile ;
Credit risk regulation design.
Policy gap identification.
Financial stability analysis.
Regulatory impact assessment.
International regulatory research.

YP0626DPS01 – Payment Ecosystem :
Essential Qualification (any one).
PG in Economics / Finance / Statistics / Commerce / Public Policy / Data Science OR
B.E / B.Tech / M.E / M.Tech OR
Chartered Accountant.
Desirable Experience.
Payment systems / fintech.
Cross-border payments.
Financial markets exposure.
Job Profile ;
Global payment system analysis.
CPMI / FATF / BIS research.
Payment ecosystem monitoring.
Analytical report preparation.
Payment flow data analysis.

YP0626DPS02 – Payment Policy & Research :
Essential Qualification (any one) ;
PG in Economics / Statistics / Finance / Commerce / Public Policy / Data Science OR
B.E / B.Tech / M.E / M.Tech OR
Chartered Accountant.
Desirable Experience.
Public policy research.
Payment systems knowledge.
Job Profile ;
Policy briefs for RBI leadership.
Domestic & global payment tracking.
Financial ecosystem analysis.
Research & thematic studies.

YP0626DEP01 – Policy & Research (DEPR) :
Essential Qualification ;
Master’s or PhD in Economics.
Must include Mathematics / Statistics / Econometrics.
Desirable Qualification ;
Published research papers (reputed journals).
Desirable Experience.
Economic research.
STATA / EViews / Python / R.
Job Profile ;
Review economic policy research.
Prepare analytical summaries.
Support RBI leadership decisions.
Assist in high-level presentations.

YP0626FIN01 – Artificial Intelligence :
Essential Qualification ;
PG in AI / Computer Science / Data Science / Public Policy / related fields.
Desirable Knowledge ;
AI governance frameworks.
Machine learning basics.
Data ethics & regulation.
Desirable Experience ;
AI research / policy projects.
Data analytics exposure.
Job Profile ;
AI policy research.
Ethics & governance frameworks.
Data privacy studies.
Support innovation strategy.

YP0626FIN02 – Quantum Technology :
Essential Qualification ;
PG in Quantum Computing / Physics / Electronics / CS / Technology Policy.
Desirable Knowledge ;
Quantum computing basics.
Cybersecurity implications.
Emerging technology policy.
Desirable Experience ;
Quantum research.
Advanced technology analysis.
Job Profile ;
Quantum technology research.
Policy framework development.
Global collaboration support.
Cybersecurity impact analysis.

YP0626FMO01 – Data Analysis (Financial Markets) :
Essential Qualification ;
PG in Statistics / Economics (with Econometrics).
Desirable Qualifications ;
CFA / FRM.
Advanced Excel skills.
Desirable Experience.
Money markets / banking exposure.
Econometric analysis.
Job Profile ;
Financial market data analysis.
Currency & yield tracking.
Money market monitoring.
Policy support analysis.

YP0626FMR01 – Financial Markets :
Essential Qualification ;
PG in Economics / Finance / Statistics / Mathematics.
Desirable Experience ;
Financial market exposure.
Job Profile ;
Market behaviour analysis.
Regulatory data interpretation.
Analytical support to policy teams.

YP0626CEP01 – Consumer Data Analytics :
Essential Qualification ;
B.E / B.Tech / M.E / M.Tech OR
PG in Mathematics / Statistics / CS / Economics / Data Analytics.
Desirable Skills ;
Python / R / SQL.
Machine learning.
Data visualization tools.
Job Profile ;
Consumer complaint data analysis.
Dashboard development.
Trend identification.
Automated reporting systems.
Policy input generation.

General Eligibility (All Posts) :
Nationality: Indian citizen only.
Age limit: 21–30 years (as on 6 July 2026).
Post-specific qualification mandatory.
No age relaxation mentioned.
Application via email only.
Must accept RBI engagement terms.

Monthly Stipend & Terms :
Remuneration : ₹1,50,000 per month (fixed).
No additional allowances.

Contract Period :
3 years (extendable up to 5 years).
Nature of Role ;
Contractual engagement.
No permanent RBI job guarantee.
Leave.
15 days per year.
No carry forward.
Excess leave = salary deduction.
Termination ;
3 months notice period.
First 6 months: no notice required.
Other Conditions ;
Posting: Mumbai only.
No external employment allowed.
Medical & police verification required.

Application Process :
Download Annexure-VI from RBI website.
Fill application form.
Prepare PDFs ;
Application form + photo.
CV.
Certificates.
Statement of interest.
Writing sample.
Recommendation letter.
Email rules ;
PDF only.
Max size 5 MB.
Subject format ;
“YP Application – Post Code – Name”.
Send to: yphrmdco@rbi.org.in
Separate email for each post.

Selection Process :
Application screening.
Document verification.
Interview (email-based call letter).
RBI reserve list (valid 1 year).
Final decision by RBI is binding.

Key Instructions :
Age strictly 21–30 years.
Each post has different eligibility.
Wrong email subject = rejection risk.
Only PDF files allowed.
Freshers eligible.
No postal submission.
Email delivery issues are applicant’s responsibility.
Experience proof must include release availability.