Indian Overseas Bank (IOB), Generalist/SO (Manager, Assistant Manager and Senior Manager)Recruitment 2026 - Apply Online

Indian Overseas Bank (IOB) Recruitment 2026 :
Indian Overseas Bank (IOB) has released the official recruitment notification for 291 Generalist and Specialist Officer vacancies for the year 2026-27. The recruitment is being conducted under Advertisement No. HRDD/RECT/04/2026-27 dated 28 August 2026 for various positions in JMGS Scale I, MMGS Scale II, and MMGS Scale III. Eligible candidates can submit their applications through the official IOB website, www.iob.bank.in.

Indian Overseas Bank (IOB) Overview :
Organization Name: Indian Overseas Bank, IOB.
Recruitment Name: IOB Generalist and Specialist Officer Recruitment 2026-27.
Advertisement Number: HRDD/RECT/04/2026-27.
Notification Date: 28 August 2026.
Total Number of Vacancies: 291 posts.
Number of Posts: 14 different Generalist and Specialist Officer positions.
Job Location: Anywhere in India, as decided by Indian Overseas Bank.
Application Mode: Online only.
Online Application Start Date: 29 August 2026.
Online Application Closing Date: 15 September 2026.
Age Limit: Varies according to the post; the prescribed age is calculated as on 1 August 2026.
Selection Process: Online Examination followed by Personal Interview.
Final Selection Weightage: 80 percent for Online Examination and 20 percent for Interview.
Official Website: www.iob.bank.in.
IOB Recruitment 2026 Important Dates
Notification Release Date: 28 August 2026.
Online Registration Begins: 29 August 2026.
Online Registration Ends: 15 September 2026.
Application Fee Payment Period: 29 August 2026 to 15 September 2026.
Online Examination Date: The Bank has not specified the examination date in the notification.
Interview Date: The interview schedule will be announced separately by Indian Overseas Bank.

Indian Overseas Bank (IOB) Details :
Indian Overseas Bank is offering a total of 291 vacancies across Generalist and Specialist Officer positions. Post Code 01 is the Generalist Officer position, while the remaining posts are Specialist Officer positions.
Manager, Branch Management, MMGS II: 100 vacancies. Category-wise vacancies include UR 41, OBC 27, SC 15, ST 7, and EWS 10.
Manager, IT, MMGS II: 65 vacancies. Category-wise vacancies include UR 25, OBC 18, SC 10, ST 5, and EWS 7.
Manager, Information Security, MMGS II: 5 vacancies. Vacancies include OBC 2, SC 1, ST 1, and EWS 1.
Manager, Information Security Audit, MMGS II: 5 vacancies. Vacancies include OBC 2, SC 1, ST 1, and EWS 1.
Senior Manager, IT, MMGS III: 10 vacancies. Vacancies include UR 3, OBC 3, SC 2, ST 1, and EWS 1.
Senior Manager, Information Security, MMGS III: 3 vacancies. Vacancies include SC 1, OBC 1, and EWS 1.
Senior Manager, Information Security Audit, MMGS III: 2 vacancies. Vacancies include SC 1 and ST 1.
Senior Manager, Database Administrator, MMGS III: 10 vacancies. Vacancies include UR 6, OBC 2, SC 1, and EWS 1.
Senior Manager, Network Administrator, MMGS III: 5 vacancies. Vacancies include UR 4 and OBC 1.
Senior Manager, Cyber Security Administrator, MMGS III: 5 vacancies. Vacancies include UR 4 and OBC 1.
Manager, Credit, MMGS II: 35 vacancies. Vacancies include UR 11, OBC 11, SC 8, ST 3, and EWS 2.
Senior Manager, Credit, MMGS III: 15 vacancies. Vacancies include UR 7, OBC 4, SC 2, ST 1, and EWS 1.
Senior Manager, Risk, MMGS III: 6 vacancies. Vacancies include UR 3, SC 1, OBC 1, and EWS 1.
Assistant Manager, Security, JMGS I: 25 vacancies. Vacancies include UR 13, OBC 6, SC 3, ST 1, and EWS 2.
Total Vacancies: 291 posts, comprising UR 117, OBC 79, SC 46, ST 21, and EWS 28.
Horizontal reservation is available for eligible Persons with Benchmark Disabilities. Out of the total vacancies, 12 posts are reserved horizontally for PwBD candidates, including 4 for Hearing Impaired, 5 for Orthopedically Challenged, 2 for Visually Impaired, and 1 for Intellectual Disability.

Indian Overseas Bank (IOB) Eligibility Criteria :
Candidates must satisfy the prescribed educational qualification, age limit, and post-qualification experience requirements for the particular post.
All eligibility conditions are considered as on 1 August 2026.
Applicants should be citizens of India, or fall under other citizenship categories permitted under the recruitment rules, including eligible subjects of Nepal or Bhutan and specified persons of Indian origin, subject to applicable Government of India conditions.
Educational qualifications must be obtained from a recognized university or institution wherever specified.
Specialist Officer candidates must carefully check the required technical qualifications and professional experience for their selected post.
Work experience must be post-qualification experience wherever mentioned in the notification.

Indian Overseas Bank (IOB) Educational Qualification and Experience :

Manager, Branch Management, MMGS II: Candidates should hold a degree in any discipline from a recognized university. Applicants must have at least 3 years of officer-level experience in a Scheduled Public Sector or Private Sector Bank, including a minimum of 2 years of experience in branch banking.

Manager, IT, MMGS II: Candidates require B.E./B.Tech in Computer Science, Information Technology, Electronics and Communication, or Electronics and Instrumentation, or MCA, or M.Sc. in Computer Science or IT. At least 5 years of post-qualification IT experience is required, including a minimum of 3 years in Banking or BFSI, along with relevant technology-domain expertise.

Manager, Information Security, MMGS II: Candidates should possess B.E./B.Tech or M.E./M.Tech in Computer Science, IT, Electronics and Communication, Cyber Security, or Information Security. At least 2 years of post-qualification experience across specified information security domains is required.

Manager, Information Security Audit, MMGS II: Candidates need B.E./B.Tech, M.E./M.Tech in relevant technical disciplines, or MCA. Relevant experience in Information Security Audit, Cyber Security Audit, Banking or BFSI, or equivalent software development work is required.

Senior Manager, IT, MMGS III: Candidates need B.E./B.Tech in the specified technical disciplines, MCA, or M.Sc. in Computer Science or IT. A minimum of 8 years of post-qualification IT experience, including 5 years in Banking or BFSI, is required. Relevant professional certification such as CISA, CISSP, ISO 27001 Lead Auditor, or OSCP is mandatory.

Senior Manager, Information Security, MMGS III: Candidates require the prescribed engineering or postgraduate technical qualification along with at least 5 years of relevant post-qualification experience in specified information security domains.

Senior Manager, Information Security Audit, MMGS III: Candidates should possess relevant B.E./B.Tech, M.E./M.Tech, or MCA qualifications, with at least 5 years of applicable experience, including substantial experience in IS Audit or Cyber Security Audit within Banking or BFSI where prescribed.

Senior Manager, Database Administrator, MMGS III: Candidates need B.E./B.Tech in relevant disciplines, MCA, or M.Sc. in Computer Science or IT. A minimum of 8 years in Database Administration is required, including production DBA and Banking/BFSI experience as prescribed. OCA or OCP certification is mandatory.

Senior Manager, Network Administrator, MMGS III: Candidates require the specified B.E./B.Tech, M.Tech, or MCA qualification and at least 5 years of experience in Network Operations. Experience in Cisco FTD and Checkpoint firewall security is required, along with CCNA or Checkpoint CCSE certification.

Senior Manager, Cyber Security Administrator, MMGS III: Candidates should possess the prescribed engineering or postgraduate qualification and at least 5 years of post-qualification cyber security experience across relevant domains.

Manager, Credit, MMGS II: Candidates require a Bachelor's degree with MBA in Finance, PGDBA, PGDBM, or MMS in Finance, or qualification as CA or CMA. At least 3 years of relevant banking or financial institution experience, including 2 years in credit, is required.

Senior Manager, Credit, MMGS III: Candidates require the relevant graduation and finance qualification or CA/CMA, together with at least 6 years of post-qualification experience, including 4 years in credit.

Senior Manager, Risk, MMGS III: Candidates need graduation with MBA/PGDM in Finance, PGDBF, MFM, MFC, or a Master's qualification in Mathematics, Statistics, or Economics, or the specified risk certifications. Minimum relevant experience of 5 years in Risk, Credit, Forex, Treasury, or Finance is required.

Assistant Manager, Security, JMGS I: Candidates should be graduates with the required minimum 3-month certification course in Computer, IT, or Computer Science. Eligible applicants should have the prescribed military or police/paramilitary service experience.

Indian Overseas Bank (IOB) Age Limit :
The prescribed age limit differs from post to post and is calculated as on 1 August 2026.
Manager, Branch Management: 23 to 33 years.
Manager, IT: 25 to 35 years.
Manager, Information Security: 22 to 32 years.
Manager, Information Security Audit: 22 to 32 years.
Senior Manager, IT: 28 to 38 years.
Senior Manager, Information Security: 25 to 35 years.
Senior Manager, Information Security Audit: 25 to 35 years.
Senior Manager, Database Administrator: 28 to 38 years.
Senior Manager, Network Administrator: 25 to 35 years.
Senior Manager, Cyber Security Administrator: 25 to 35 years.
Manager, Credit: 23 to 33 years.
Senior Manager, Credit: 25 to 35 years.
Senior Manager, Risk: 25 to 35 years.
Assistant Manager, Security: 30 to 45 years.
Age Relaxation :
SC and ST candidates: 5 years.
OBC candidates belonging to the Non-Creamy Layer: 3 years.
Persons with Benchmark Disabilities: 10 years.
Persons affected by the 1984 riots: 5 years.
Eligible Ex-Servicemen and certain Commissioned Officers: 5 years.
Applicable cumulative relaxation is subject to the maximum age conditions prescribed by the Bank and Government rules.

Indian Overseas Bank (IOB) Salary and Pay Scale :
Selected candidates will receive salary according to the applicable officer scale, together with Dearness Allowance, House Rent Allowance, City Compensatory Allowance and other admissible benefits.
JMGS Scale I: ₹48,480 to ₹85,290.
MMGS Scale II: ₹64,820 to ₹93,960.
MMGS Scale III: ₹85,920 to ₹1,05,280.
Eligible lateral Specialist Officers in MMGS II and MMGS III may also receive benefits such as conveyance expenses, newspaper expenses, telephone or mobile expenses, residential furniture and bank-owned or leased accommodation, subject to Bank rules.
Selected candidates are required to execute a Financial Service Indemnity Bond.
Bond amount for JMGS I: ₹2,00,000 with the prescribed minimum service commitment.
Bond amount for MMGS II and MMGS III: ₹2,50,000 with the prescribed minimum service commitment.

Indian Overseas Bank (IOB) Application Fee :
SC, ST and PwBD candidates: ₹175, inclusive of GST.
All other candidates, including OBC and EWS candidates: ₹1,000, inclusive of GST.
The application fee can be paid online using Debit Card, Credit Card, Internet Banking, BHIM or UPI.
The application fee and intimation charges are non-refundable after successful payment.

Indian Overseas Bank (IOB) Selection Process :
The selection process for Indian Overseas Bank Generalist and Specialist Officer Recruitment 2026 consists of an Online Examination and Personal Interview.
For Manager, Branch Management, the online test consists of 100 questions carrying 100 marks with a total duration of 2 hours.
English Language includes 25 questions with 30 minutes allotted.
Professional Knowledge includes 75 questions with 90 minutes allotted and covers Banking Law and Practice, Indian Economy and Financial System, Principles and Practices of Banking, and Accounting and Financial Management.
For all other posts, the online examination contains 100 questions for 100 marks over 2 hours.
English Language carries 25 questions with 30 minutes.
General Awareness with special reference to the Banking Industry carries 25 questions with 30 minutes.
Professional Knowledge carries 50 questions with 60 minutes.
The Professional Knowledge section is based on the relevant post and technical domain.
There is no minimum qualifying mark prescribed for the English Language and General Awareness sections, subject to the notification conditions.
Candidates must achieve the prescribed minimum qualifying marks in Professional Knowledge.
Minimum qualifying marks in the Online Examination are 35 percent for unreserved candidates and 30 percent for reserved candidates.
Negative marking is applicable. One-fourth of the marks allotted to a question will be deducted for an incorrect answer.
No marks are deducted for unanswered questions.
The Personal Interview carries a maximum of 100 marks.
Interview assessment includes role-related industry exposure, subject knowledge, and communication skills.
Minimum qualifying marks in the interview are 50 percent for unreserved candidates and 45 percent for reserved candidates.
The final merit list will be prepared by assigning 80 percent weightage to the Online Examination and 20 percent weightage to the Interview.

Documents Required for Indian Overseas Bank (IOB) :
Candidates called for the interview should keep the required original documents and valid copies ready.
Valid Interview Call Letter.
System-generated printout of the submitted online application form.
Proof of Date of Birth, such as Birth Certificate or Class 10 certificate.
Valid photo identity proof, such as Aadhaar, e-Aadhaar, PAN Card, Passport, Driving Licence, or Voter Identity Card.
Educational qualification certificates and mark sheets.
Experience certificates, appointment letters, relieving letters and salary slips, wherever required.
Professional certification documents applicable to the selected Specialist Officer post.
Prescribed SC, ST, OBC-NCL, or EWS certificate, wherever applicable.
Disability certificate for PwBD candidates in the prescribed format.
No Objection Certificate for candidates already employed in Government, PSU, Bank, or similar organizations.
Ration Card will not be accepted as a valid identity document for this recruitment.

How to Apply for Indian Overseas Bank (IOB) :
Visit the official Indian Overseas Bank website at www.iob.bank.in.
Open the Careers or Recruitment section of the website.
Locate the notification titled Recruitment of Generalist/Specialist Officers in Various Scales - 2026-27.
Read the official recruitment notification carefully before starting the application.
Select the eligible post and click on the online application link.
Complete the registration process using the required personal and contact details.
Note the Registration Number and Password generated by the system.
Upload the recent photograph, signature, left thumb impression and handwritten declaration according to the prescribed specifications.
Enter educational qualifications, work experience and other details correctly.
Review the application form carefully before final submission.
Pay the applicable application fee and intimation charges online.
Submit the application within the prescribed deadline.
Download and print the final application form and payment receipt for future use.

Indian Overseas Bank (IOB) Important Instructions :
Applications are accepted only through online mode.
The application window is from 29 August 2026 to 15 September 2026.
Candidates may apply for more than one post only when they fulfill the eligibility conditions for each selected post.
If multiple applications are submitted for the same post, only the last submitted valid application will be considered.
Incomplete applications and applications without required supporting documents may be rejected.
OBC candidates must satisfy the Non-Creamy Layer requirements and provide the prescribed certificate at the relevant stage.
Candidates should ensure that all information entered in the application form is correct and supported by documents.
The Bank reserves the right to modify, cancel, change or introduce conditions in the recruitment process according to its requirements and applicable rules.
Canvassing in any form will result in disqualification.
Requests for change of examination centre, interview date, registered email address or other details may not be entertained.
Eligible unemployed SC, ST and PwBD candidates may receive reimbursement of second-class rail fare for attending the interview, subject to Government and Bank rules.
Examination centres are expected to include major locations such as Delhi/NCR, Mumbai and nearby areas, Chennai, Kolkata, Hyderabad and Bengaluru, as specified by the Bank.
Candidates should regularly visit the official IOB website for examination, call letter, interview and result updates.

Why Candidates Should Consider Indian Overseas Bank (IOB) :
IOB Recruitment 2026 offers 291 government banking sector opportunities across Generalist and Specialist Officer positions.
The vacancies cover important fields such as Branch Management, IT, Information Security, Information Security Audit, Database Administration, Network Administration, Cyber Security, Credit, Risk and Security.
The recruitment provides opportunities in JMGS I, MMGS II and MMGS III officer scales.
Specialist positions offer opportunities for experienced IT, cyber security, banking, finance, credit, risk and information security professionals.
Candidates should check the post-specific educational qualification, certification requirements, age limit and experience conditions before applying.
The IOB selection process provides a structured combination of online testing and personal interview.
Successful candidates will receive officer-level pay and applicable banking sector allowances and benefits.